Insights (2024)

Face issues

• Pulse rate (1 year of stress)
• Steve and Greenslip
• Should have checked garage leak after rain bomb
• Estate duty calculation: Save loads for now

Power of my mind to stress

• Triaxil management fee
• Iceland competition
• Dr Cosgrove dex for Iceland
• Put water into oil ?
• Canon 400mm marks

Advantages of courage

• Went into pharmacy, avoided day of no dex
• Into emails, Triaxil management fee only $12000
• Moving garage leak along, facilitated going without engineer ($11K saving)

Iceland

• Flight Centre (travel agents) as potential source of cheapest flights. Going in avoided a 1 hour layover in Oslo.
• My brain really stresses out and jumps to worst imagining. 
• Gavin: Name wrong on ticket costs $1000 and difficulties. Bags not arrive. All taken as it comes, remaining calm. 
• Gavin asks for room for me in Reykjavik. Finds cancellation. Benefit in asking.

Photography

• Benefits of shooting in raw.  E.g Reduce shadow in terns. 
• Portrait and landscape. Wide and close. Different angles. Walk on, assess, take photos on way back. Imagine if in Grimsey I hadn't walked on ?
• Research photography. Soft water in Iceland. Neutral density filter.
• Take more video. Some in Iceland but wish more.

Offence, not defence

• Biden after debate → Weeks of hanging on, defending → Changing to Kamala
• Ukraine unexpectedly invades Russia to their shock

Finances

• Price of myopic focus on wisdom
• How can reduce prices by shopping around with reviews (E.g. Watch for $40, iPhone case $ 12 , hair clippers $20)
• How risk adverse I am: When markets tanked
• In order and visibility greatly ↓ anxiety
• Power of finances in order (E.g. South America travels)

Finances limiting me

• Lost in wisdom, no strategy
• Not invest in 2017 (or 2020 during Covid)
• Not invest in Nasdaq
• Not track levies etc. over time, only big expenses. Not notice levies etc ↑
• Move away from HSBC in 2023 only. Lose out interest as rising in 21, 22
• Wasted so much finances in 2017, 2018 etc.
• Threw out paper statements (utility bills etc.)
• Tax pre 2020 not keep records of calculations
• Not seeing some expenses coming off (e.g. housemate advert)
• Car hold on and keep spending